Joe Ruggiero

Se Habla Español! Llámenos para cualquiera de sus necesidades de seguro de automóvil, hogar, vida, o negocio. Nuestra agencia local es bilingüe y ayuda a nuestros clientes que hablan español con todas sus necesidades de servicio - realización de pagos, presentar un reclamo, o hacer cambios de póliza.

The cold weather is here, but that doesn't mean you can't warm up to a new kind of coverage! If you're looking to uncover your options for keeping your loved ones and precious belongings safe in 2024, the Joe Ruggiero State Farm team is here to help. Please get in touch with our office to begin the process of protecting what's most important this season and beyond.

Since 2008, when I began my journey in the insurance industry, I have felt extremely lucky to be able to serve customers like you and support my community. When I opened my office in 2021, I was inspired by my family's legacy, as both my father and grandfather also worked in insurance. My father and I now work side by side along with an amazing team to help support our Good Neighbors in Owings Mills and the greater Baltimore area with State Farm's personalized plans and our focus on customer service. Since our office opened, we have qualified for State Farm's Honor Club and Ambassador Club in 2021 and 2022 and engaged with our community to sponsor multiple local events. I am so grateful for the relationships I have formed and all that I have learned over the years, and I cannot wait to apply that knowledge to helping you protect the important things in life.

We know that each one of our customers is unique and has different coverage needs, and we're happy to accommodate that! If you're on the hunt for Auto, Home, Life, and Renters Insurance, we have personalized options for you, but we are also here to help you protect your health, your pets, your business, or the belongings that help make your rented house a home. There are a lot of big milestones in life, and we want to be by your side for each one! Whether you're tying the knot, getting a new dog, or starting a business venture, we want to make sure you move forward into the future confident about your coverage from life's biggest surprises. Please get in touch with our team to start discussing your options!

We proudly assist our community members in Reistertown, Towson, Rosedale, Baltimore, Finksburg, and more. I'm happy to report that we're also able to help our customers outside of Maryland! If you're in the states of Delaware, Pennsylvania, or Virginia, we are licensed to help you explore your options for coverage, so do not hesitate to reach out to us with questions about relocating or updating a plan.

Prior to starting my journey with State Farm, I graduated from nearby Towson University after earning a Bachelor's degree in Business Administration. I have a variety of passions and hobbies that I enjoy outside of the office! I am a big fan of exploring new places through travel alongside my wife, Tamera. If I'm not at work or planning my next vacation, you might also find me watching sports, spending time with my cats, Sheryl and Lani, or playing with my band, which actually features another member of my State Farm team as well! I have lived in and around Baltimore since 2010, and I really appreciate this community and the time I've had to be here. It is such an honor to be able to support and serve my community with coverage that helps them plan for the future and say goodbye to stress. If you want to talk about your options for insurance, our team would love to hear from you!