Joe Ruggiero

I have had the privilege of working in the insurance industry since 2008, helping customers while also giving back to my community. I'm passionate about providing excellent service and making a positive impact in the lives of individuals and businesses. I opened my office in Owings Mills in 2021, inspired by my family's insurance legacy—both my dad and grandfather were in the business. Now, my dad and I work together with a fantastic team to provide personalized State Farm plans and great customer service to our Good Neighbors in Owings Mills and the greater Baltimore area. We’re proud to have qualified for State Farm's Honor Club and Ambassador Club every year since we've opened, and we love getting involved in local events. I truly value the relationships I’ve built and can’t wait to use that experience to help you protect what matters most.

Every customer is unique, and we’re here to meet your specific coverage needs! Whether you’re looking for Auto, Home, Life, or Renters Insurance, we’ve got options for you. We can also help with Health, Pet, Business Insurance, and more. Life is full of big milestones and we want to support you through it all. Let’s chat about how we can help you feel confident in your coverage for whatever life throws your way.

We proudly serve customers in Reisterstown, Towson, Rosedale, Baltimore, Finksburg, and beyond. And if you’re outside Maryland—in Delaware, Pennsylvania, or Virginia—we can help you too! Feel free to reach out if you have any questions about relocating or updating your insurance plan.

Before joining State Farm, I earned my Bachelor’s in Business Administration from Towson University. Outside of work, I love traveling with my wife, Tamera, and exploring new places. When I’m not working or traveling, you might find me watching sports, hanging out with my cats, Sheryl and Lani, or playing with my band. I’ve been in the Baltimore area since 2010 and really appreciate this community. It’s an honor to provide coverage that helps you plan for the future and reduce stress. If you want to discuss your insurance options, we’d love to hear from you!