Life Insurance in and around Owings Mills
Protection for those you care about
Life happens. Don't wait.

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- Baltimore
- Owings Mills
- Garrison
- Reisterstown
- Westminster
- Taneytown
- Pikesville
- Randallstown
- Windsor Mill
- Woodlawn
- Lochearn
- Catonsville
- Ellicott City
- Arbutus
- Halethorpe
- Lansdowne
- Linthicum
- Brooklyn Park
- Glen Burnie
- Hunt Valley
- Cockeysville
- Towson
- Parkville
It's Never Too Soon For Life Insurance
When facing the loss of your spouse or a loved one, grief can be overwhelming. Regular day-to-day life halts as you prepare for funeral services arrange for burial, and try to move forward without your loved one.
Protection for those you care about
Life happens. Don't wait.

Put Those Worries To Rest
The beneficiary designated in your Life insurance policy can help cover certain expenses for your family when you pass. The death benefit can help with things such as home repair costs, ongoing expenses or future savings. With State Farm, you can rely on us to be there when it's needed most, while also providing sensitive, reliable service.
With responsible, compassionate service, State Farm agent Joe Ruggiero can help you make sure you and your loved ones have coverage if something bad does happen. Call or email Joe Ruggiero's office now to discover the options that are right for you.
Have More Questions About Life Insurance?
Call Joe at (410) 363-4720 or visit our FAQ page.
- Build a stronger well-being.
- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.
Simple Insights®
Is life insurance worth it?
Is life insurance worth it?
When deciding if life insurance is worth buying, start by looking at what's important to you and how you want to protect it.
Life insurance vs annuities
Life insurance vs annuities
Staying informed about how annuities and life insurance work makes it easier to come up with a financial roadmap that's tailored to your needs.

Joe Ruggiero
State Farm® Insurance Agent
Simple Insights®
Is life insurance worth it?
Is life insurance worth it?
When deciding if life insurance is worth buying, start by looking at what's important to you and how you want to protect it.
Life insurance vs annuities
Life insurance vs annuities
Staying informed about how annuities and life insurance work makes it easier to come up with a financial roadmap that's tailored to your needs.