Profile photo of a State Farm Agent Named: Joe Ruggiero
Office Hours
Call us 24 hours a day!
Insurance Products

Auto, Home, Property, Business, Life, Health

Other Products

Banking, Annuities

State Farm Insurance Agent View Licenses

Joe Ruggiero

400 Redland Ct Suite 100
Owings Mills, MD 21117-3291
ABOUT ME

Joe has been helping families across the Mid-Atlantic area with their insurance needs since 2008. He started with State Farm in 2019 and became a State Farm Agent in August of 2021. He has always focused on building relationships with customers and providing coverages and policies that meet their needs.

His office is located in Owings Mills and proudly serves local residents of Reisterstown, Finksburg, Pikesville, Randallstown, Windsor Mill and Baltimore City as well. The office is licensed to assist the entire state of Maryland along with Delaware, Pennsylvania and Virginia.

You could say that Joe has insurance in his DNA. His grandfather was in the business for over 30 years before retiring. His father Tim - who works on Joe’s team - was an Auto, Home, Life and Business insurance agent himself in Maryland for over 24 years.

Joe is a proud Baltimorean and graduated from Towson University (Go Tigers!) in 2013 with a Bachelor’s Degree in Business Administration. When he’s not in the office he enjoys traveling, spending time with his family and playing loud rock n’ roll music with his cover band.

Please call, click or stop by the office if you need a quote on Car Insurance, Home Insurance, Life Insurance and Small Business / Commercial Insurance. Joe and his team of licensed professionals would love the chance to earn your business and deliver outstanding customer service to you for years to come!

Get a Quote
Get a Quote
Get a Quote
ABOUT ME

Joe has been helping families across the Mid-Atlantic area with their insurance needs since 2008. He started with State Farm in 2019 and became a State Farm Agent in August of 2021. He has always focused on building relationships with customers and providing coverages and policies that meet their needs.

His office is located in Owings Mills and proudly serves local residents of Reisterstown, Finksburg, Pikesville, Randallstown, Windsor Mill and Baltimore City as well. The office is licensed to assist the entire state of Maryland along with Delaware, Pennsylvania and Virginia.

You could say that Joe has insurance in his DNA. His grandfather was in the business for over 30 years before retiring. His father Tim - who works on Joe’s team - was an Auto, Home, Life and Business insurance agent himself in Maryland for over 24 years.

Joe is a proud Baltimorean and graduated from Towson University (Go Tigers!) in 2013 with a Bachelor’s Degree in Business Administration. When he’s not in the office he enjoys traveling, spending time with his family and playing loud rock n’ roll music with his cover band.

Please call, click or stop by the office if you need a quote on Car Insurance, Home Insurance, Life Insurance and Small Business / Commercial Insurance. Joe and his team of licensed professionals would love the chance to earn your business and deliver outstanding customer service to you for years to come!

Insurance Products

Auto, Home, Property, Business, Life, Health

Other Products

Banking, Annuities

Our office can always be reached at (410) 363-4720
Your Preferred method of contact

For your protection, please do not include sensitive personal information such as social security numbers, credit/debit card number, or health/medical information.

Insurance coverage cannot be bound or changed via submission of this online e-mail form or via voice mail. To make policy changes or request additional coverage, please speak with a licensed representative in the agent's office, or by contacting the State Farm toll-free customer service line at (855) 733-7333 .

Please attach only .docx, .xlsx, .pdf, .jpg, .jpeg, .png, .gif, or .txt file(s) — Unsupported file types will not be delivered to the agent.
I'd like more info about

We bring insurance to life by teaching, supporting and caring for people.

We share in State Farm's mission which is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

Our vision is to become the most outstanding insurance office in Maryland by delivering prompt, needs-based guidance, unmatched availability and a remarkable experience to everyone we talk to.

Kelly Toledo State Farm Agent Team Member

Kelly Toledo

Customer Service Representative
License #2831792

Kelly has over 15 years of insurance industry experience and has spent each of those years working directly with customers making sure all of their needs are met. She is a proud mother of two girls and a dog mom to Suzy, a 3 year old Terrier Pug mix. She enjoys couponing in what little spare time she gets.

Rebecca Katz State Farm Agent Team Member

Rebecca Katz

Account Associate
License #3000340944

A few years leaving the US Air Force in 2014, where she was a medical technician, Rebecca found herself to be a natural fit in the insurance industry because of her penchant for helping and educating others. When she is not in the office, Rebecca loves to cook but hates doing the dishes. She also enjoys playing video games and watching movies old and new. She views herself as both a homebody and a busybody.

Tim Ruggiero State Farm Agent Team Member

Tim Ruggiero

Account Associate
License #3001385350

Tim has been in the insurance industry since 1995. He ran his own agency in Maryland for 24 years and is now very happy to be on Joe's team! He enjoys working with families and making sure they are prepared for the unforeseen. Tim graduated from SUNY Albany and has his B.A. in Communications. He is the proud parent of 3 wonderful adult children. In his spare time he enjoys playing music, being outdoors and practicing his recently discovered a passion for disc golf.

Patrick Sise State Farm Agent Team Member

Patrick Sise

Marketing Coordinator
License #3001519540

Pat prides himself on delivering unparalleled customer service and has spent his entire career in the service industry. In his spare time he enjoys writing and performing music. He has both a Bachelors and a Masters degree in classical guitar performance and pedagogy from the Peabody Institute of the John's Hopkins University. When he is not at work or performing he also enjoys soccer, running and playing video games.

Available Positions

Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.
Agent Licenses for Joe Ruggiero
MD-100024614
DE-1379703, PA-737858, VA-765040

If you are using a screen reader and having difficulty with this website please call (410) 363-4720

Disclosures

Securities distributed by State Farm VP Management Corp.

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Deposit products offered by U.S. Bank National Association. Member FDIC.

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.